{"id":1974,"date":"2017-04-19T09:56:44","date_gmt":"2017-04-19T07:56:44","guid":{"rendered":"https:\/\/www.andbank.com\/andorra\/informacio-legal\/compliment-normatiu\/"},"modified":"2024-08-26T07:34:03","modified_gmt":"2024-08-26T05:34:03","slug":"compliment-normatiu","status":"publish","type":"page","link":"https:\/\/pre.andbank.com\/andorra\/ca\/informacio-legal\/compliment-normatiu\/","title":{"rendered":"Compliment normatiu"},"content":{"rendered":"<h2>Llei 8\/2013 (Directiva de Mercats i Instruments Financers \u2013 MiFID)<\/h2>\n<p>Llei 8\/213 sobre les condicions de funcionament de les entitats financeres i la protecci\u00f3 de l\u2019inversor, entre d&#8217;altres temes.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.andbank.com\/wp-content\/uploads\/2023\/08\/catala-documento-web-mifid-vfinal_v2-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Informaci\u00f3 precontractual.<\/a><\/li>\n<li><a href=\"https:\/\/www.andbank.com\/wp-content\/uploads\/2022\/03\/politica_de_conflicto_de_interes_cat.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Pol\u00edtica de gesti\u00f3 de conflictes d&#8217;inter\u00e9s.<\/a><\/li>\n<li><a href=\"https:\/\/www.andbank.com\/andorra\/wp-content\/uploads\/sites\/10\/2023\/11\/AND-POL-045-WEB-CAT-Politica-de-Mejor-Ejecucion.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Pol\u00edtica d&#8217;execuci\u00f3 d&#8217;ordres.<\/a><\/li>\n<li><a href=\"https:\/\/www.andbank.com\/wp-content\/uploads\/2022\/03\/politica_de_salvaguarda_activos_cat.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Pol\u00edtica de salvaguarda d&#8217;actius.<\/a><\/li>\n<\/ul>\n<h2><\/h2>\n<h2>CRS<\/h2>\n<p>Common Reporting Standards (CRS) \u00e9s un sistema d\u2019intercanvi autom\u00e0tic d\u2019informaci\u00f3 tribut\u00e0ria entre pa\u00efsos que permet a les administracions tribut\u00e0ries dels pa\u00efsos que hi estiguin adherits d\u2019obtenir anualment informaci\u00f3 fiscal relativa a les inversions o posicions que els seus residents fiscals tenen en institucions financeres situades a l\u2019estranger (fora del pa\u00eds on s\u00f3n residents fiscals).<br \/>\nEn aquest sentit, el passat 1 de gener de 2017 va entrar en vigor al Principat d\u2019Andorra la Llei\u00a019\/2016, del 30 de novembre, d\u2019intercanvi autom\u00e0tic d\u2019informaci\u00f3 en mat\u00e8ria fiscal (en endavant, Llei d\u2019intercanvi autom\u00e0tic).<\/p>\n<p>La Llei d\u2019intercanvi autom\u00e0tic implementa al Principat d\u2019Andorra l\u2019est\u00e0ndard com\u00fa de l\u2019OCDE (Common Reporting Standards) de les normes de comunicaci\u00f3 i dilig\u00e8ncia deguda, relativa a la informaci\u00f3 sobre comptes financers, amb la intenci\u00f3 de millorar el compliment fiscal internacional sobre la base de l\u2019intercanvi autom\u00e0tic rec\u00edproc.<\/p>\n<p>Mitjan\u00e7ant la Llei es regula l\u2019intercanvi autom\u00e0tic d\u2019informaci\u00f3 sobre comptes financers entre el Principat d\u2019Andorra i altres estats segons el que disposin els acords o convenis internacionals respectius que siguin aplicables, posicionant el Principat d\u2019Andorra en els estendards m\u00e9s elevats quant a transpar\u00e8ncia en mat\u00e8ria d\u2019intercanvi d\u2019informaci\u00f3 amb altres pa\u00efsos de l\u2019OCDE.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.andbank.com\/andorra\/ca\/andbank-crs\/\">M\u00e9s informaci\u00f3 sobre el CRS<\/a><\/li>\n<\/ul>\n<h2><\/h2>\n<h2>Prevenci\u00f3 del blanqueig de capitals i lluita contra el terrorisme<\/h2>\n<p>Declaraci\u00f3 general sobre les pol\u00edtiques de prevenci\u00f3 de blanqueig de capitals en el grup Andbank<\/p>\n<ul>\n<li><a href=\"https:\/\/www.andbank.com\/andorra\/wp-content\/uploads\/sites\/10\/2023\/01\/2023_DECLARACION-AML-AB_CA.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Accediu al pdf<\/a><\/li>\n<\/ul>\n<h2>AML Wolfsberg Questionnaire<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.andbank.com\/andorra\/wp-content\/uploads\/sites\/10\/2024\/08\/CBDDQ-v14.4_ANDBANK.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Accediu al pdf<\/a><\/li>\n<\/ul>\n<h2><\/h2>\n<h2>USA Patriot Act<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.andbank.com\/andorra\/wp-content\/uploads\/sites\/10\/2024\/03\/ANDBANK-2024-USA-Patriot-Act-Certificate-2.pdf\">Accediu al USA PATRIOT ACT CERTIFICATE<\/a><\/li>\n<\/ul>\n<h2>Fons de Garantia<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.afa.ad\/ca\/fons-de-garantia\" target=\"_blank\" rel=\"noopener\">Accediu<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Llei 8\/2013 (Directiva de Mercats i Instruments Financers \u2013 MiFID) Llei 8\/213 sobre les condicions de funcionament de les entitats financeres i la protecci\u00f3 de l\u2019inversor, entre d&#8217;altres temes. Informaci\u00f3 precontractual. Pol\u00edtica de gesti\u00f3 de conflictes d&#8217;inter\u00e9s. Pol\u00edtica d&#8217;execuci\u00f3 d&#8217;ordres. Pol\u00edtica de salvaguarda d&#8217;actius. CRS Common Reporting Standards (CRS) \u00e9s un sistema d\u2019intercanvi autom\u00e0tic d\u2019informaci\u00f3 [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":1708,"parent":1972,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"template-info-detail.php","meta":{"footnotes":""},"yst_prominent_words":[1337,1344,1339,1336,1797,1793,1803,1819,1338,1334,1804,2457,1802,1801,1320,1335,1798,1340,1319,1316],"class_list":["post-1974","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/pages\/1974"}],"collection":[{"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/comments?post=1974"}],"version-history":[{"count":17,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/pages\/1974\/revisions"}],"predecessor-version":[{"id":26166,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/pages\/1974\/revisions\/26166"}],"up":[{"embeddable":true,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/pages\/1972"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/media\/1708"}],"wp:attachment":[{"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/media?parent=1974"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/pre.andbank.com\/andorra\/ca\/wp-json\/wp\/v2\/yst_prominent_words?post=1974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}